The number of times I’ve seen screencaptures of text on a coding job that makes me think/say “you’re a coder, I’m a coder, you know we’ll need this as text, so what the fuck is wrong with you?” is too many.

Images of text happen way too often everywhere including lemmy. And they grace us without alt text like they’re going out of their way to fuck us & people with accessibility needs especially hard.

Not saying you should. The fact remains, though, you’re already investing it in real estate in an all-eggs-in-one-basket situation, inflation & property taxes are real, and insurance costs. Real estate still has some risk compared to low-risk assets that appreciate: do you remember any recent real estate crashes?

Investment accounts are generally insured (against things going missing) up to high limits, and you can split them up to fit in those limits.

If it all goes to shit, practically none of it will be worth much anyway. If armageddon doesn’t come to pass, you’ll be stuck with some property, livestock, crops, so not all bad.

Tax-free growth at compounding interest, beating inflation, diversification to mitigate risk & lessen volatility (eg, not putting eggs all in 1 basket). Markets always have risk: if you’re really afraid of risk, you can shift to mostly low-risk types of investments (bonds, money market, cash equivalents, etc). Real estate is typically considered riskier.

Retirement isn’t necessary: qualified distributions (no tax penalty) only require reaching a certain age or any of the many exceptions (including terminal illness). Early distribution with tax penalty is always possible.

It’s all basic information a certified financial planner or advisor or some articles on the internet can tell you.

Wouldn’t it be easier to disrupt the system by—I don’t know—something old & boring like asking everyone to clean out/close their bank accounts at the same time to cause a run on banks?

Where do people come up with these weaker ideas? Trump’s inanity might disrupt the economy more than these efforts.